TERMS AND CONDITIONS OF SERVICE

THIS AGREEMENT CONTAINS A MANDATORY ARBITRATION PROVISION AND WAIVER OF JURY TRIAL. PLEASE READ IT CAREFULLY BEFORE PROCEEDING. IF YOU PROCEED WITH USE OF THIS WEBSITE, YOU AGREE TO THE ABOVE. IF YOU DO NOT AGREE, YOU ARE NOT AUTHORIZED TO USE THIS WEBSITE.

Website Terms of Service

Effective Date: May 1, 2025

Welcome to the DiscussIt, LLC website (hereinafter "DiscussIt," "we" or "us") at http://www.discussit.co (including all content under the "discussit.co" domain name, and referred to herein as the "Website"). We provide the Website and the associated services, data, information, tools, software, updates and materials (altogether, the "Services"), subject to your agreement to and compliance with the terms and conditions set forth in this document (the "Agreement"). Please carefully read this Agreement that governs your access to and use of the Website and Services, and that applies to all users of the Website. If you do not agree and consent to this Agreement, please do not use the Website and/or the Services.

Incorporated Terms

The following additional terms are incorporated into this Agreement as if fully set forth herein:

  • Privacy Policy
  • Copyright Policy
  • Complaint Policy

1. Important Notices

A. By using and/or visiting the Website, you represent that you have read, understand, and agree to all the terms and conditions of this Agreement, including our privacy policy published at https://www.discussit.co/privacy-policy ("Privacy Policy") and incorporated herein by reference. This Agreement and Privacy Policy are subject to the provisions of the European Union ("EU") General Data Protection Regulation ("GDPR") and other applicable privacy laws.

B. We reserve the right to change, modify, add to, or otherwise alter this Agreement at any time, or to change or discontinue any aspect or feature of the Website or Services without notice to you. Such changes, modifications, additions or deletions shall be effective immediately upon their posting on the Website.

2. License

A. As long as you are in compliance with all the terms and conditions of this Agreement and have paid any applicable Fees, we hereby grant to you during the Term a limited, revocable, non-assignable, non-transferrable, non-sublicensable, non-exclusive license to use the Website, and to access and receive the Services thereon that are intended for public display or access.

B. You agree that (i) except in your normal use of the Website, you will not copy or distribute any part of the Website or Services in any medium without our prior written authorization; (ii) you will not alter or modify any part of the Website or Services other than as is necessary to use the Website or Services for their intended purposes; and (iii) you will otherwise comply with this Agreement.

3. Restrictions

A. You agree that you will not violate any applicable law or regulation in connection with your use of the Website or Services.

B. You agree that you will not distribute, upload, make available or otherwise publish through the Website or Services any suggestions, information, ideas, comments, causes, promotions, documents, questions, notes, plans, drawings, proposals or similar materials ("Submissions"); or graphics, text, information, links, profiles, personal information, name, likeness, audio, photos, software, music, sounds, video, comments, messages, tags or similar materials ("Content") that:

  • are unlawful or encourage another to engage in anything unlawful
  • contain a virus or any other similar malicious software that may damage the operation of our or another's computers
  • infringe upon any copyright, patent, trademark, trade secret, right of privacy, right of publicity or other right of any person or entity
  • are false, inaccurate, fraudulent or misleading
  • are libelous, defamatory, obscene, inappropriate, abusing, harassing, threatening or bullying

C. You further agree that you will not do any of the following:

  • modify, adapt, translate, copy, reverse engineer, decompile or disassemble any portion of the Website or Services
  • interfere with or disrupt the operation of the Website or Services
  • transmit to or make available in connection with the Website or Services any denial of service attack, virus, worm, Trojan horse or other harmful code or activity
  • attempt to probe, scan or test the vulnerability of the Website or Services
  • take any action that imposes an unreasonable or disproportionately large load on our infrastructure
  • harvest or collect the email addresses or other contact information of other users
  • scrape or collect any content from the Website or Services via automated means
  • submit or post false, incomplete or misleading information
  • register for more than one user account
  • impersonate any other person or business

4. Eligibility

A. Some parts or all of the Website or Services may not be available to the general public, and we may impose eligibility rules from time to time. We reserve the right to amend these eligibility requirements at any time.

B. You must be over the age of 18 to register an account on the Website or use the Services. By registering an account or using the Services, you represent that you meet this minimum age requirement. In any case, you affirm that you are over the age of 13, as the Website and the Services are not intended for use by children under 13.

5. Fees, Transactions and Payments

A. As more fully described on the Website, access to certain Website features or Services may require your payment of fees ("Fees").

B. If you wish to purchase a subscription to our Services through the Website (each a "Transaction"), you may be asked to supply certain information relevant to such Transaction, including without limitation your bank account information, credit card number, your credit card verification or other security code, the expiration date of your credit card, and your address.

C. You may be required to register your personal and/or financial information with us in order to use certain areas of the Website or the Services. In doing so, you agree that you will provide accurate and complete information.

D. We may use a third-party payment processor (the "Payment Processor") to charge Fees to you through your registered account for use of the Services.

E. We will automatically charge your Payment Method when payments are due. If you purchase a subscription for Services, it may result in recurring charges to your Payment Method.

F. WE MAY SUBMIT PERIODIC CHARGES TO YOU WITHOUT FURTHER AUTHORIZATION FROM YOU, UNTIL YOU PROVIDE NOTICE (RECEIPT OF WHICH IS CONFIRMED BY US) THAT YOU HAVE TERMINATED THIS AUTHORIZATION OR WISH TO CHANGE YOUR PAYMENT METHOD.

G. Your account will be considered delinquent if payment in full is not successful when a charge is initiated. Charges to delinquent accounts are subject to interest of 10% per month on any outstanding balance, or the maximum permitted by law, whichever is less, plus all expenses of collection.

H. In addition to other applicable remedies, we reserve the right to suspend and/or terminate your access to the Services and/or terminate this Agreement if your Payment Method is declined or fails and your account therefore is delinquent.

I. If you wish to cancel your subscription, you may do so at any time through your account. Any charges incurred prior to cancellation are non-refundable.

6. Credentials Security

A. You understand and agree that in order to use certain functions of the Website or Services, we may ask you to provide us with certain credentials or other login information ("Credentials").

B. If you are registered with a user account on the Website, you agree to keep your user name and password and/or any other Credentials needed to login to the Website or Services confidential and secure.

C. Notwithstanding the foregoing, if we believe that there has been an unauthorized access to your account, we may take reasonable actions to disable or lock your account, or otherwise address your situation.

D. You may not elect to transfer your account to the control and direction of another user.

7. Content Submitted or Made Available to DiscussIt

A. You are under no obligation to submit anything to us, and unless otherwise noted, we will not claim ownership of your Content or Submissions.

B. Notwithstanding the foregoing grant, as further identified in the Privacy Policy, personal data that you upload or make available for the purpose of using the Services will only be used by us for the purpose of providing the Website and Services to you.

C. By submitting any Content or Submissions to us you hereby agree, warrant and represent that: (a) the Content and Submissions do not contain proprietary or confidential information; (b) all such Submissions and Content are accurate and true; (c) we are not under any confidentiality obligation; (d) we may use or disclose the Content or Submissions in any way; and (e) you are not entitled to compensation or attribution from us.

D. You acknowledge that we are under no obligation to maintain any Content or Submissions that you submit, post or make available to or on the Website or Services.

8. Content Shared through the Services

You understand that by sharing information on the Website or Services, and requesting information to be sent through the Services, you may be revealing information about yourself and/or your business that you may include or that may be generated by the Services. You understand and acknowledge that you are fully aware and responsible for the impact of sharing such materials, and you agree that we are not responsible or liable in any way in connection with such sharing.

We provide a platform to work with experts across fields for the purpose of scheduling and conducting video call consultations. We provide the platform, but do not endorse, validate, or take responsibility for the accuracy, quality, or legality of the advice or services provided by the experts. You are solely responsible for your interactions with third parties on our platform.

9. Links to Third Party Websites / Access to Experts

For your convenience, the Website contains links to the websites of third parties on which you may be able to obtain information or use services. We do not make any representations or warranties concerning such websites. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

Experts on our platform are independent contractors, not employees of DiscussIt. They are solely responsible for:

  • the content and advice they provide during consultations
  • maintaining professional effort to serve the committed sessions
  • providing accurate and honest information about their qualifications
  • maintaining professional and ethical conduct
  • complying with all applicable laws, including those governing professional licensing and conduct

10. DiscussIt Intellectual Property

A. Our graphics, logos, names, designs, page headers, button icons, scripts and service names are our trademarks, trade names and/or trade dress. The "look and feel" of the Website and Services are protected by U.S. copyright and trademark laws.

B. You acknowledge that the software used to provide the Services, and all enhancements, updates, upgrades, corrections and modifications to such software (the "Software"), all copyrights, patents, trade secrets, or trademarks or other intellectual property rights protecting or pertaining to any aspect of the Software, and all documentation therefor, are the sole and exclusive property of us and/or our licensors.

C. To the extent that you gain access to or receive any copies of the Software, you agree that you will delete such copies of the Software upon any termination of this Agreement, termination of your use of the Services, or at our request.

11. Term and Termination

A. The "Term" of this Agreement will continue until the Agreement is terminated as provided herein. We reserve the right to terminate this Agreement and/or deny all or some portion of the Website or Services to any user, in our sole discretion, at any time.

B. Without limiting the foregoing or assuming any additional legal obligations, we reserve the right to terminate violators of the Copyright Act, in accordance with applicable law.

C. You may terminate this Agreement at any time by ceasing use of the Website or Services, and by closing your account.

12. Disclaimers and Limitation of Liability

A. We do not represent or warrant that access to the Services will be error-free or uninterrupted, and we do not guarantee that users will be able to access or use the Services, or their features at all times.

B. The Services may be used to perform data analysis and other analytics, however, we do not guarantee the results of any such use.

C. Certain data displayed by the Services rely on the receipt of underlying data from third-party sources. Such data sources may not be real-time or accurate, and there may be delays or inaccuracies in such displayed data.

D. The Website or Services may contain typographical errors or inaccuracies, and may not be complete or current.

E. Although we have the right to review, edit, remove or modify information from or on the Website or Services, we may not screen this material or control the sources of this information.

F. The materials appearing on the Website or Services are not intended to and DO NOT constitute legal, financial, investment, business or professional advice of any kind.

G. Circular 230 Disclosure: Pursuant to U.S. Treasury Department Regulations, we are required to advise you that, unless otherwise expressly indicated, any federal tax advice contained in the Website or Services is not intended or written to be used, and may not be used, for the purpose of (i) avoiding tax-related penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any tax-related matters addressed herein.

H. BY USING THE WEBSITE AND/OR SERVICES YOU AGREE AND ACKNOWLEDGE THAT WE PROVIDE THE WEBSITE AND SERVICES "AS IS" AND WITHOUT ANY WARRANTIES, EXPRESS, IMPLIED OR STATUTORY.

I. USE OF THE WEBSITE AND/OR SERVICES IS AT YOUR SOLE RISK. WE DO NOT WARRANT THAT YOU WILL BE ABLE TO ACCESS OR USE THE WEBSITE AND/OR SERVICES AT THE TIMES OR LOCATIONS OF YOUR CHOOSING.

J. TO THE MAXIMUM EXTENT PERMITTED BY LAW, AND EXCEPT AS OTHERWISE PROHIBITED BY LAW, IN NO EVENT SHALL WE OR OUR AFFILIATES, LICENSORS OR BUSINESS PARTNERS BE LIABLE TO YOU BASED ON OR RELATED TO THE SERVICES, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE.

K. Notwithstanding the foregoing, in the event that a court shall find that any of the above disclaimers are not enforceable, then you agree that neither we nor any of our parents, subsidiaries, affiliated companies, employees, members, managers, officers, shareholders, or directors shall be liable for (1) any damages in excess of the greater of the Fees you have paid to us during the most recent twelve (12) month period or $100.00, or (2) any indirect, incidental, punitive, special, exemplary or consequential damages.

L. SOME STATES MAY NOT PERMIT CERTAIN DISCLAIMERS AND LIMITATIONS, AND ANY SUCH DISCLAIMERS OR LIMITATIONS ARE VOID WHERE PROHIBITED.

13. Indemnification

You agree to defend, indemnify and hold harmless us and our officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses arising from: (i) your use of and access to the Website or Services; (ii) your violation of any term of this Agreement; (iii) your violation of any third party right; (iv) any claim that any of your Content or Submissions caused damage to a third party; or (v) any conduct, activity or action that is unlawful or illegal under any state, federal or common law.

14. Disputes, Governing Law and Jurisdiction

A. You agree that any claim or dispute arising out of or relating in any way to your use of the Website, Services or any service provided by us, will be resolved solely and exclusively by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify.

B. There is no judge or jury in arbitration, and court review of an arbitration award is limited.

C. To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim to our address specified in the Notice section.

D. Arbitration under this Agreement will be conducted by the American Arbitration Association ("AAA") under its rules then in effect.

E. You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action.

F. Notwithstanding the foregoing, you agree that we may bring suit in court to enjoin infringement or other misuse of intellectual property or other proprietary rights.

G. Any dispute or alleged claim you may have with respect to your access or use of the Website or Services must be commenced within one (1) year after the occurrence of the events leading to the dispute or alleged claim.

H. The laws of the State of Maryland shall govern this Agreement. Any arbitration shall be held in Montgomery County, Maryland.

15. Miscellaneous

A. Severability. If any provision of this Agreement is found to be unlawful, void or unenforceable, then that provision will be given its maximum enforceable effect, or shall be deemed severable from this Agreement.

B. Revisions. This Agreement may only be revised in a writing signed by us or posted by us to the Website or Services.

C. No Partnership. You agree that no joint venture, partnership, employment, or agency relationship exists between you and us as a result of this Agreement.

D. Assignment. We may assign our rights under this Agreement, in whole or in part, to any person or entity at any time with or without your consent. You may not assign the Agreement without our prior written consent.

E. No Waiver. Our failure to enforce any provision of this Agreement shall in no way be construed to be a present or future waiver of such provision.

F. Notices. All notices given by you or required under this Agreement shall be in writing and addressed to: DiscussIt, LLC, 9175 Guilford Rd, Suite 300 #1018, Columbia, MD 21046.

G. Equitable Remedies. You hereby agree that we would be irreparably damaged if the terms of this Agreement were not specifically enforced.

H. Entire Agreement. This Agreement, including the documents expressly incorporated by reference, constitutes the entire agreement between you and us with respect to the Website or Services.

Copyright Policy

If you believe in good faith that any materials posted on the Website or accessed via the Services infringe any copyright in any work of yours, you agree to contact us with correspondence containing the following:

  • A physical or electronic signature of the owner, or a person authorized to act on behalf of the owner, of the copyright that is allegedly infringed
  • Identification of the copyrighted work claimed to have been infringed
  • Identification, with information reasonably sufficient to allow its location of the material that is claimed to be infringing
  • Information reasonably sufficient to permit us to contact you
  • A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law
  • A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed

Complaint Policy for Infringement of Other Rights

If you believe in good faith that any Materials posted on the Website or accessed via the Services infringe any of your rights (including any trademark or privacy rights, but not including rights in copyright as addressed in the Copyright Policy), or are otherwise unlawful, you agree to send a notice to support@discussit.co, containing the following information:

  • Your name, physical address, e-mail address and phone number
  • A description of the Materials posted on the Website that you believe violate your rights or are otherwise unlawful
  • Identification of the location of the Material on the Website
  • If you believe that the Materials violate your rights, a statement as to the basis of the rights that you claim are violated
  • If you believe that the Materials are unlawful or violate the rights of others, a statement as to the basis of this belief
  • A statement under penalty of perjury that you have a good faith belief that use of the Materials in the manner complained of is not authorized
  • Your physical or electronic signature

Contact Us

If you need to contact us for any matter pertaining to the Services provided, you can:

  • Email: support@discussit.co
  • Phone: 240-868-6191
  • Mail: DiscussIt, LLC, 9175 Guilford Rd, Suite 300 #1018, Columbia, MD 21046